Why your term cover is probably half of what it should be.
5 min read
Read blog →Insights · The Pingale journal
Long-form blogs on money & meaning.
Updated monthly. No clickbait, no fear-mongering, no SEO-bait. Things we'd be willing to say across a dinner table.
FEATURED · INVESTING · Apr 2026
The boring case for SIPs over lumpsum, in three charts.
Lumpsum may win on a spreadsheet over 20 years — but most people don't behave like spreadsheets. Here's the case for the patience tax that SIPs pay.
8 min read
Read blog →FY26 tax changes — the three that actually matter.
6 min read
Read blog →The 4% rule, the 25× corpus, and why both are wrong for India.
9 min read
Read blog →On the surprising boredom of getting rich slowly.
7 min read
Read blog →Why your portfolio's worst enemy is the news app on your phone.
10 min read
Read blog →A will, a nominee, a trust — which one does what?
8 min read
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