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Free Financial Calculators

Five tools to plan your investments, retirement and loans — scroll through each one and adjust the sliders to see your numbers update live.

01
Calculator · Future Wealth

Portfolio + Lumpsum + SIP compounded over time

₹0₹5,00,00,000
₹0₹50,00,000
₹0₹5,00,000
%
5.020.0
yrs
160
₹7.7 CrTOTAL CORPUS
Invested₹1,33,00,000
Est. Gains₹6,37,18,398
₹7,70,18,398
Your wealth after 20 years₹7,70,18,398
₹0₹2.02 Cr₹4.04 Cr₹6.07 Cr₹8.09 CrY0Y3Y6Y9Y12Y15Y18Y20
02
Calculator · Retirement Corpus

Corpus needed & monthly SIP to retire comfortably

₹10,000₹10,00,000
%
2.015.0
yrs
1870
yrs
3080
yrs
60100
%
4.020.0
%
4.015.0
₹0₹5,00,00,000
Monthly Expense at Retirement Age (60)
₹4,29,187
Retirement Corpus Required
₹13,40,21,613
Monthly SIP to Achieve Retirement Corpus
₹57,760
Years to retirement25 yrs
Years of retirement30 yrs
Earning returns12%
Retirement returns7%
03
Calculator · SIP + SWP

Accumulate with SIP, then withdraw monthly with SWP

₹500₹1,00,00,000
yrs
150
yrs
150
%
4.018.0
%
4.018.0
Accumulated Corpus after 20 years₹45,99,287
Monthly Withdrawal for 20 years₹37,675
SIP accumulation over 20 years₹45,99,287
₹0₹12.07 L₹24.15 L₹36.22 L₹48.29 LY0Y3Y6Y9Y12Y15Y18Y20
Corpus after 20 yrs
₹45,99,287
Monthly SWP for 20 yrs
₹37,675
04
Calculator · Home Loan Recovery

Monthly investment to recover total amount paid to bank

₹1,00,000₹10,00,00,000
%
5.0015.00
yrs
140
%
6.018.0
%
030
Monthly EMI₹26,992
Total Amount Paid₹64,78,027
Total Interest Paid₹34,78,027
Monthly investment to recover total amount₹3,159/mo
₹0₹8.61 L₹17.22 L₹25.83 L₹34.44 LY0Y3Y6Y9Y12Y15Y18Y20
Monthly Investment Needed
₹3,159
Amount to Recover
₹64,78,027
05
Calculator · Goals

Monthly SIP needed to reach a specific financial goal

₹1,00,000₹1,00,00,00,000
yrs
140
%
2.015.0
%
6.020.0
₹0₹10,00,00,000
₹1.38 CrTOTAL CORPUS
Current FV₹1,25,08,541
Still Needed₹12,86,617
₹1,37,95,158
Goal Value after 15 yrs
₹1,37,95,158
Monthly Investment Required
₹2,481
Corpus growth over 15 years₹1,37,95,158
₹0₹36.21 L₹72.42 L₹1.09 Cr₹1.45 CrY0Y2Y4Y6Y8Y10Y12Y14Y15
FAQs

Frequently asked
questions.

Common questions, honestly answered.

Yes — completely free, no signup required. Adjust any input and every result updates instantly.

They're illustrative, based on the assumed return rate you input. Actual mutual fund returns are market-linked and will vary. Use these calculators to understand the mechanics and magnitude, then talk to us for a personalised, fund-specific projection.

Start with the Retirement Corpus calculator — it inflation-adjusts your current expenses to your retirement age and tells you the monthly SIP needed to fund the resulting corpus.

Yes — the SIP + SWP calculator specifically models an accumulation phase (SIP) followed by a withdrawal phase (SWP), showing what monthly income your accumulated corpus can sustainably support.

No — they show gross, pre-tax projections. Actual post-tax returns will be lower depending on the fund category and holding period. We factor in tax treatment during your actual investment planning conversation.

Yes — book a free consultation and we'll build a goal-specific plan using your actual numbers, existing portfolio and risk profile, rather than generic assumptions.

Questions and guidance

Clear answers. Better decisions.

Financial expert
+
Expert Guidance

Turn a calculator estimate into an actual plan.

Numbers are a starting point. Talk to us to turn them into a fund-specific, goal-mapped investment plan.

Disclaimer: Calculator results are illustrative and based on assumed rates of return; actual mutual fund returns are market-linked and subject to fluctuation. Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Pingale Financial Services · AMFI Reg. No. ARN-XXXXXX.

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