General Insurance · Travel

Travel Insurance for the trip that shouldn't cost you twice.

Single-trip, multi-trip annual, student study-abroad and senior citizen travel plans covering medical emergencies, trip cancellation, lost baggage and passport loss — for domestic and international travel alike.

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₹150+

Domestic cover, 7-day trip

24/7

International helpline

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₹150+

Domestic cover, 7-day trip

What is travel insurance?

One policy for everything a trip can go wrong.

Travel insurance covers medical emergencies abroad, trip cancellation or delay, lost baggage and passport, and personal liability during travel — often mandatory for Schengen and other visa applications.

Overseas medical & evacuation cover

Hospitalisation abroad can cost 10-50× the equivalent in India — emergency medical and evacuation cover is essential for international travel.

Trip cancellation & delay

Reimbursement up to ₹5L for non-refundable bookings if your trip is cancelled or delayed for a covered reason.

Baggage & passport loss

Compensation for lost checked baggage and the cost of emergency passport reissuance while abroad.

24/7 international helpline

A single number to call for medical, legal or logistical emergencies anywhere in the world.

Plan features

What's inside a modern travel policy.

Built around the actual failure modes of international and domestic travel.

Multi-trip annual cover

One policy covers unlimited trips within a year for frequent travellers — often cheaper than buying per-trip.

Student study-abroad plans

Extended medical cover, sponsor protection and tuition-fee protection for students studying overseas.

Senior citizen & family plans

Age-adjusted cover for senior travellers and combined family policies for group trips.

Flight delay compensation

Fixed payout for delays beyond a specified threshold, regardless of actual loss incurred.

Coverage details

Domestic vs international — what's typically included.

Indicative cover bands — actual limits depend on destination and plan.

From ₹150 – ₹400

Domestic trip (7 days)

Trip cancellation, delay and emergency hospitalisation.

€30,000+ medical

International (Schengen-compliant)

Minimum €30,000 medical cover as required for visa.

Plan-specific, higher limits

Student study-abroad

Extended medical, sponsor protection & tuition cover.

Typically 30-45 days/trip

Annual multi-trip

Unlimited trips within the policy year, per-trip duration capped.

Claim process

From incident to reimbursement.

Support starts the moment something goes wrong, wherever you are.

Call the helpline

Contact the 24/7 international assistance line immediately for medical emergencies or major disruptions.

Document everything

Collect medical reports, police reports (for theft/loss), and airline confirmations for delays or cancellations.

Submit the claim

We help compile and submit documentation to the insurer on your return, or in real time for cashless medical cases.

Settlement

Reimbursement or cashless settlement processed per the policy's claim turnaround time.

Frequently asked

Common questions, honestly answered.

It's cheaper than you think (₹150-400 for a 7-day domestic trip) and covers trip cancellation, flight delays, emergency hospitalisation and lost baggage. Given the rise in cancellations, domestic travel insurance is increasingly worth it.

Yes — Schengen visa applications require proof of medical travel insurance with a minimum cover of €30,000, valid for the entire duration of stay across all Schengen countries.

Only if specifically declared and covered under the plan, usually with an additional premium. Undeclared pre-existing conditions are the most common reason for claim rejection on overseas medical claims.

Single-trip covers one journey for its exact duration. Annual multi-trip covers unlimited trips within a policy year (each capped at 30-45 days), which is more economical for frequent travellers.

Trip cancellation/delay cover typically responds regardless of cause (weather, airline, personal emergency), subject to the policy's covered-reasons list — always check the specific triggers before buying.

Yes — student-specific plans offer extended medical cover for the full academic term, along with sponsor protection and, on some plans, tuition-fee protection if studies are interrupted for a covered reason.

Expert Guidance

Don't board without cover.

Get visa-compliant travel insurance issued in minutes, for domestic or international trips.

Disclaimer: Insurance is the subject matter of solicitation. Please read the policy wordings, including exclusions and destination-specific limits, carefully before purchasing. Pingale Financial Services · IRDAI Corporate Broker License No. CB-XXXXXXX/XX/2024.